Helping Healthcare Professionals Buy Homes Sooner: TMG's Unique Mortgage Solution Starting a career in medicine, dentistry, or veterinary practice is a major achievement—but it often comes with significant financial challenges. Long years of study, student loans, and internship commitments can make homeownership feel out of reach for new healthcare professionals. At TMG The Mortgage Group, we believe these professionals deserve a head start, not a waiting period. That’s why we offer a specialized mortgage solution designed just for them. Who Qualifies? This unique program is tailored for healthcare professionals who have: Graduated within the last two years, and Are currently completing internships or residencies. Eligible professions include: Medical Specialists Physicians Veterinarians Dentists What's the Advantage? Traditional mortgage approval relies heavily on actual current income—something many interns don't yet have at full earning potential. TMG's program looks at qualifying income instead. This means we assess what these professionals will earn once fully licensed and practicing, not what they earn during internship. Key Benefits: Use of Qualifying Income vs. Actual Income Helps interns get approved based on projected earnings. Only 10% Down Payment Required Making homeownership more accessible without needing a full 20% down. Minimum Credit Score of 700 Strong credit is key—but we make the rest easier. Get Established Sooner Settle into your new home while building your career. Why It Matters Buying a home early offers stability, equity growth, and peace of mind—especially important for professionals working long hours in high-pressure environments. It’s not just about owning a property; it’s about laying the foundation for a secure and successful future. How I Can Help As a mortgage broker with TMG who specializes in helping new professionals, I work directly with medical and dental graduates to navigate the mortgage process smoothly. I take care of the paperwork, negotiate with lenders, and guide you every step of the way—so you can focus on your career while I focus on your home. Call Dave Oliver TMG at 306 227 7367